Woman looking at tablet

Personal Cards

Easy ways to make payments and purchases

It's often said that having a debit or credit card is as good as carrying cash or writing checks. In truth, in some ways these cards may be even better. They're accepted online as well as at millions of locations worldwide. They have state-of-the-art security features to protect your finances. And should you need to get your hands on some cash, they can help you do that as well.

Mastercard Debit Card

This may be the most versatile financial tool in your wallet. Buy items at your favorite store. Tap into your First Bank Elk River accounts at a convenient ATM. And much more.
  • Free with all First Bank Elk River checking accounts
  • Link your card to your smartphone for one-tap Digital Wallet purchases at many retailers and restaurants
  • Purchases automatically deducted from checking account - meaning that you'll never pay interest on transactions
  • Each transaction is listed on your Online Banking page and monthly account statement for easy record-keeping
  • Quickly and easily replaced if lost or stolen

Report lost or stolen cards
  • If your debit card goes missing, please contact Customer Connection at 763-241-3637 during regular business hours
  • If you need to report a lost or stolen card after regular business hours, please call 1-888-297-3416 (within the U.S.) and 206-389-5200 (outside the U.S.)

Debit card management

Activate your First Bank Elk River debit card
  • Make a purchase using the PIN
  • Use at any ATM with the PIN
  • Or in Online Banking, look for the activate option under Card Management
Change your PIN
  • Use a First Bank Elk River ATM at one of our four locations
  • For help changing your PIN, contact Customer Connection at 763-241-3637 during regular business hours

Personal Credit Cards

Choosing the right credit card is easier than ever. Whether you want to pay down balances faster,
maximize cash back, earn rewards or begin building your credit history, we have the ideal card for you! No matter which card you choose, you'll enjoy important features like:
  • Convenient and flexible purchasing power. Accepted at millions of locations worldwide.
  • Mobile Purchasing capability for added convenience.
  • Zero Fraud Liability.* You won't be liable for fraudulent purchases when your card is lost or stolen.
  • Cardmember Service available 24 hours a day/365 days per year.
  • Plus much more!

The creditor and issuer of these cards is Elan Financial Services, pursuant to a license from Visa U.S.A. Inc.
*Elan Financial Services provides zero fraud liability for unauthorized transactions. Cardholder must notify Elan Financial Services promptly of any unauthorized use. Certain conditions and limitations may apply.