| Term | Minimum Balance to Earn Stated APY | Interest Rate | APY |
|---|---|---|---|
| 91 Days* | $0.01-$2,499.99 | 0.40% | 0.40% |
| $2,500.00-$9,999.99 | 0.45% | 0.45% | |
| $10,000.00 and over | 0.50% | 0.50% | |
| 182 Days** | $0.01-$2,499.99 | 0.55% | 0.55% |
| $2,500.00-$9,999.99 | 0.60% | 0.60% | |
| $10,000.00 and over | 0.65% | 0.65% | |
| 1 Year** | $0.01-$2,499.99 | 0.90% | 0.90% |
| $2,500.00-$9,999.99 | 0.95% | 0.95% | |
| $10,000.00 and over | 1.00% | 1.00% | |
| 18 months*** | $0.01-$2,499.99 | 1.05% | 1.05% |
| $2,500.00-$9,999.99 | 1.10% | 1.10% | |
| $10,000.00 and over | 1.15% | 1.15% | |
| 2 Years*** | $0.01-$2,499.99 | 1.20% | 1.21% |
| $2,500.00-$9,999.99 | 1.25% | 1.26% | |
| $10,000.00 and over | 1.30% | 1.31% | |
| 3 Years*** | $0.01-$2,499.99 | 1.90% | 1.91% |
| $2,500.00-$9,999.99 | 1.95% | 1.96% | |
| $10,000.00 and over | 2.00% | 2.01% | |
| 4 Years*** | $0.01-$2,499.99 | 2.05% | 2.07% |
| $2,500.00-$9,999.99 | 2.10% | 2.12% | |
| $10,000.00 and over | 2.15% | 2.17% | |
| Rates are current and APY is accurate as of November 15, 2019 | |||
Regular and IRA Certificates of Deposit
Regular and IRA Certificates of Deposit
Note: “APY” is the abbreviation for Annual Percentage Yield.
Note: Minimum opening deposit for all regular and IRA Certificates of Deposit is $500.00.
Note: Stated APY will apply to the entire balance of the Certificate.
*Early withdrawal penalty may be the loss of 3 month’s interest
** Early withdrawal penalty may be the loss of 6 month’s interest
*** Early withdrawal penalty may be the loss of 12 month’s interest
Each Depositor insured to at least $250,000
