| Term | Minimum Balance to Earn Stated APY | Interest Rate | APY |
|---|---|---|---|
| 91 Days* | $0.01-$2,499.99 | 0.01% | 0.01% |
| $2,500.00-$9,999.99 | 0.05% | 0.05% | |
| $10,000.00 and over | 0.10% | 0.10% | |
| 182 Days** | $0.01-$2,499.99 | 0.15% | 0.15% |
| $2,500.00-$9,999.99 | 0.20% | 0.20% | |
| $10,000.00 and over | 0.25% | 0.25% | |
| 1 Year** | $0.01-$2,499.99 | 0.40% | 0.40% |
| $2,500.00-$9,999.99 | 0.45% | 0.45% | |
| $10,000.00 and over | 0.50% | 0.50% | |
| 18 months*** | $0.01-$2,499.99 | 0.55% | 0.55% |
| $2,500.00-$9,999.99 | 0.60% | 0.60% | |
| $10,000.00 and over | 0.65% | 0.65% | |
| 2 Years*** | $0.01-$2,499.99 | 0.70% | 0.70% |
| $2,500.00-$9,999.99 | 0.75% | 0.75% | |
| $10,000.00 and over | 0.75% | 0.75% | |
| 3 Years*** | $0.01-$2,499.99 | 0.80% | 0.80% |
| $2,500.00-$9,999.99 | 0.85% | 0.85% | |
| $10,000.00 and over | 0.90% | 0.90% | |
| 4 Years*** | $0.01-$2,499.99 | 0.95% | 0.95% |
| $2,500.00-$9,999.99 | 1.00% | 1.00% | |
| $10,000.00 and over | 1.05% | 1.05% | |
| Rates are current and APY is accurate as of 12/18/2020. | |||
Regular and IRA Certificates of Deposit
Regular and IRA Certificates of Deposit
Note: “APY” is the abbreviation for Annual Percentage Yield.
Note: Minimum opening deposit for all regular and IRA Certificates of Deposit is $500.00.
Note: Stated APY will apply to the entire balance of the Certificate.
*Early withdrawal penalty may be the loss of 3 month’s interest
** Early withdrawal penalty may be the loss of 6 month’s interest
*** Early withdrawal penalty may be the loss of 12 month’s interest
Each Depositor insured to at least $250,000
