These terms control this account unless changed in writing. Words and phrases used in this document should be construed so that the singular includes the plural and the plural includes the singular. “We”, “our”, or “us” mean the financial institution. “You” or “your” mean the account holder(s). You may not transfer or assign this account without our written consent.
The signature card (account application) will show whether this account is a consumer or business account. A consumer is a natural person who holds an account primarily for personal, family or household purposes.